Home Loans & Defence Benefits
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Do You Need a DHOAS Advisor Before Purchasing Investment Property?
A DHOAS advisor is not mandatory. The real question is whether the buyer can confidently manage DHOAS requirements alongside property due diligence, lending, and an investment strategy without missing something expensive. Do they actually need a DHOAS advisor to buy an investment property? They do not need a DHOAS advisor in the sense that DHOAS does not require one. They may want one if they are unsure about eligibility, subsidy tier, timing, or how an investment purchase interacts with their broader plan. If they already have a strong lender, a clear investment brief, and they understand DHOAS rules well, they can often proceed without an additional advisor. What does a…
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What Does a DHOAS Agent Actually Do?
Because DHOAS is a benefit with specific eligibility and service-history rules, the value of an agent is usually clarity, speed, and fewer avoidable mistakes. What is DHOAS, in plain terms? DHOAS is a government-supported home ownership benefit designed to help eligible members afford a home loan. It typically provides a monthly subsidy (and potentially a one-off assistance payment in some cases, depending on the rules at the time of application) linked to service history and the loan. The scheme has conditions around eligibility, property use, timing, and ongoing responsibilities that can surprise people who assume it works like a generic first home buyer benefit. Who typically uses a DHOAS agent?…

