A DHOAS advisor is not mandatory. The real question is whether the buyer can confidently manage DHOAS requirements alongside property due diligence, lending, and an investment strategy without missing something expensive. Do they actually need a DHOAS advisor to buy an investment property? They do not need a DHOAS advisor in the sense that DHOAS does not require one. They may want one if they are unsure about eligibility, subsidy tier, timing, or how an investment purchase interacts with their broader plan. If they already have a strong lender, a clear investment brief, and they understand DHOAS rules well, they can often proceed without an additional advisor. What does a…