The goal is not to “buy multiple properties” quickly. It is to buy the next property without breaking serviceability, lifestyle, or risk limits. What does “property portfolio” mean in the Australian context? A portfolio is simply more than one property held with a clear purpose, usually long-term wealth creation, income, or both. In Australia, most investors who aim to build a property portfolio focus on residential property, funded by a mix of principal and interest and interest-only loans. The key detail is that each purchase affects the next one. Their loan structure, cash buffers, and rental performance determine whether they can keep going. How should they set a realistic portfolio…